Overview
The 2-Step Challenge is designed for traditional and consistent sports bettors who prefer a more structured evaluation process.
Account sizes range from $1,000 to $100,000
(available options: $1K, $5K, $10K, $25K, $50K, $100K).
Unlike the 1-step model, this challenge includes two phases:
Phase 1 — Evaluation
Phase 2 — Verification
This additional step helps confirm consistency and reduces the impact of short-term variance or luck.
Important Notice
All rules must be followed at all times.
Violating any rule → immediate challenge failure
Rules apply across both the evaluation and funded stage
Objectives
To complete the challenge phase, you’ll need to hit the profit target, follow the pick rules, and close all active tickets.
Profit Requirement
Phase 1 — Evaluation
Profit target — 30% of the initial account size
Your balance needs to hit 30% profit from the start. All tickets must be closed.
Example:
Starting Account Balance: $10,000
Profit Target: $3,000
Phase 2 — Verification
Profit target — 30% of the initial account size
This phase confirms that your performance is consistent and repeatable.
Example:
Starting Account Balance: $10,000
Profit Target: $3,000
Pick Requirements (Both Phases)
Minimum picks — 20
Both Challenge Phases(1 & 2) and the Funded Phase require a minimum of 20 picks on a 2-Step Challenge account.
You must complete at least 20 valid picks in each phase for the requirement to be met.
Minimum pick size — 1% of the initial account size
Example:
Starting Account Balance: $10,000
Minimum Pick Amount: $100
Maximum pick size — 5% of the initial account size
Example:
Starting Account Balance: $10,000
Maximum Pick Amount: $500
IMPORTANT
These limits are already built into the system — you won’t be able to place picks outside the allowed range, so there’s no risk of breaching these rules by mistake.
You are allowed to use up to 100% of your account balance across your picks, including during the evaluation phase.
However, there is one key restriction:
Maximum 5% of your account balance per single pick or parlay / ticket
This means you can fully utilize your balance, but it must be distributed across multiple picks, not concentrated into one position.
Account Violations (Hard Breach)
A hard breach is a serious rule violation that results in immediate account closure.
There are two types of loss limits:
Maximum Loss Limit (fixed)
Daily Loss Limit (per day)
👉 If either limit is hit, the account is closed
👉 Whichever happens first applies
Maximum Loss Limit (Fixed)
Rule
The Maximum Loss Limit is 15% of your initial account size (fixed).
This limit never changes
It does not increase if your balance grows
It applies at all times
Model Behavior (Important)
In the 2-Step model, this limit is fixed, meaning it does not change as your balance grows.
Both 1-Step and 2-Step accounts have a Maximum Loss Limit, but:
2-Step uses a fixed model
1-Step uses a trailing model
How it works
Your account cannot reach or drop below a fixed level based on your starting balance.
Example
Account size: $10,000
Maximum Loss (15%): $1,500
Maximum breach level: $8,500
Even if your balance grows:
Highest balance: $12,000
Maximum breach level remains: $8,500
👉 If your balance hits $8,500 or below at any time, your account is closed
Daily Loss Limit (Per Day)
Rule
The Daily Loss Limit is 10% of your initial account size (fixed).
You can't have accumulated losses in a single day reach or exceed 10% of your initial account size, regardless of the profits during the day.
The limit is based on your starting account size
It applies to all losses accumulated during a single day
Intraday profits do not reset or cancel accumulated losses
All realized losses during the day are cumulative
👉 If cumulative intraday losses reach or exceed the limit, the account is closed immediately
How it works
The system tracks net realized profit and loss throughout the day.
Profits and losses may alternate during the day
However, all losses still add up toward the same daily limit
Temporary profits do not erase previously recorded losses
Example 1 (mixed day)
Account size: $10,000
Daily Loss Limit: $1,000
Parlay 1: +20% → +$2,000
Parlay 2: -10% → -$1,000
Parlay 3: +10% → +$1,000
Parlay 4: -10% → -$1,000
👉 Net results may be positive
👉 But cumulative losses still exceed the limit
❌ Account is breached
Example 2 (oscillating parlays)
Account size: $10,000
Daily Loss Limit: $1,000
+5% → +$500
-5% → -$500
+5% → +$500
-5% → -$500
👉 Net result may be breakeven
👉 But cumulative losses still reach the limit
❌ Account is breached
Daily Reset (Very Important)
Your Daily Loss Limit resets every day.
The reset time is shown on your Metrix Page
Once the reset happens:
The daily loss counter resets to zero
You can again risk up to 10% cumulative intraday losses for the new day
👉 Each day starts fresh in terms of daily loss exposure
Key Rule
👉 Daily loss is always measured per day
👉 It does not carry over once the reset happens
Key Difference
Rule | Based On | Moves? |
Maximum Loss | Initial balance | ❌ Fixed |
Daily Loss | Start-of-day balance | ✅ Changes daily |
How You Actually Lose the Account
You will lose your account if either condition happens:
1. You hit the Daily Loss Limit
2. You hit the Maximum Loss Limit
👉 Whichever happens first closes the account
Funded Stage
Once you pass both phases, you move to the funded stage.
No profit target
Same risk rules apply
You become eligible for payouts
Rewards
The minimum reward is 1% of the initial account size or $200, including our split.
Final amounts may vary slightly due to exchange rates and transfer fees.
Reward Rate
Standard Profit Split — 80%
The standard profit split determines how profits are shared between you and FundingPicks.
80% of profits go to you
20% of profits go to FundingPicks
Note: The split applies only to profits generated.
Example
Account size: $10,000
Account balance: $12,000
Profit generated: $2,000
Payout breakdown:
Your share (80%): $1,600
FundingPicks share (20%): $400
Upgraded Profit Split — 90%
The upgraded profit split allows you to keep a larger share of the profits generated on your account.
90% of profits go to you
10% of profits go to FundingPicks
Important: This upgrade must be selected as an add-on during checkout and cannot be applied after purchase.
Example
Account size: $10,000
Account balance: $12,000
Profit generated: $2,000
Payout breakdown:
Your share (90%): $1,800
FundingPicks share (10%): $200
Important: The profit split must be selected during checkout and cannot be changed afterward.
Reward Cycle
Standard Payout Schedule — 14 Days
The standard payout schedule determines how often you can request a payout from your funded account.
Payouts are available every 14 days
The cycle starts from your first settled pick on the funded account
You can request a payout once the cycle is completed and all conditions are met
Note: All picks must be settled before submitting a payout request.
Example
First funded pick placed: January 1st
First eligible payout date: January 15th
You can request your payout on or after this date, assuming all requirements are met.
Upgraded Reward Cycle — 7 Days
The upgraded payout schedule allows you to access your profits more frequently.
Payouts are available every 7 days
Enables faster access to generated profits
Same payout conditions apply as the standard cycle
Important: This upgrade must be selected as an add-on during checkout and cannot be applied after purchase.
Example
First funded pick placed: January 1st
First eligible payout date: January 8th
You can request your payout on or after this date, provided all conditions are met.
Important: The payout schedule must be selected during checkout and cannot be changed afterward.
Note: You must meet all conditions and remain rule-compliant to request payouts.
Key Differences vs 1-Step Challenge Account
Requires 2 phases instead of 1
Lower minimum picks (20 vs 25)
No trailing loss (fixed loss limits)
More emphasis on consistency across phases
FAQs
What happens if I break a rule?
Your challenge will be immediately failed.
Do I need to hit the profit target in both phases?
Yes. You must reach the profit target in both Phase 1 and Phase 2 to pass.
Do I need to hit a profit target in the funded phase?
No. The profit target only applies to the challenge phases.