Overview
The 2-Step Challenge is designed for traditional and consistent sports bettors who prefer a more structured evaluation process.
Account sizes range from $1,000 to $100,000
(available options: $1K, $5K, $10K, $25K, $50K, $100K).
Unlike the 1-step model, this challenge includes two phases:
Phase 1 — Evaluation
Phase 2 — Verification
This additional step helps confirm consistency and reduces the impact of short-term variance or luck.
Important Notice
All rules must be followed at all times.
Violating any rule → immediate challenge failure
Rules apply across both the evaluation and funded stage
Objectives
To complete the challenge phase, you’ll need to hit the profit target, follow the pick rules, and close all active tickets.
Profit Requirement
Phase 1 — Evaluation
Profit target — 25% of the initial account size
Your balance needs to hit 25% profit from the start. All tickets must be closed.
Example:
Starting Account Balance: $10,000
Profit Target: $2,500
Phase 2 — Verification
Profit target — 25% of the initial account size
This phase confirms that your performance is consistent and repeatable.
Example:
Starting Account Balance: $10,000
Profit Target: $2,500
Pick Requirements (Both Phases)
Minimum picks — 20
Both Challenge Phases(1 & 2) and the Funded Phase require a minimum of 20 picks on a 2-Step Challenge account.
You must meet the pick requirement separately in Phase 1, Phase 2, and each funded payout cycle.
Minimum pick size — 1% of the initial account size
Example:
Starting Account Balance: $10,000
Minimum Pick Amount: $100
Maximum pick size — 5% of the initial account size
Example:
Starting Account Balance: $10,000
Maximum Pick Amount: $500
IMPORTANT
These limits are already built into the system — you won’t be able to place picks outside the allowed range, so there’s no risk of breaching these rules by mistake.
You are allowed to use up to 100% of your account balance across your picks, including during the evaluation phase.
However, there is one key restriction:
Maximum 5% of your initial account size per single pick or parlay / ticket
Parlays can only be canceled within 5 minutes of being opened, and never later than 20 minutes before the match or event starts.
The cancellation window closes as soon as either of these limits is reached.
Examples:
If you open a parlay 18 minutes before the game starts, you cannot cancel it, because the 20-minute pre-game cutoff has already passed.
If you open a parlay 23 minutes before the game starts, you only have 3 minutes to cancel it. After that, the game is 20 minutes away and the cancellation window closes.
If the parlay is successfully canceled within the allowed window, the funds are automatically returned to your account balance.
This means you can fully utilize your balance, but it must be distributed across multiple picks, not concentrated into one position.
Account Violations (Hard Breach)
A hard breach is a serious rule violation that results in immediate account closure.
⚠️ For All Accounts purchased AFTER October 5th - Maximum Loss Limit (10% Trailing with Lock)
Rule
The Maximum Loss Limit is 10% of your initial account size, trailing until it locks at your starting balance.
⚠️ These rules apply only to NEW 2-Step accounts purchased after October 5, 2026. Existing accounts retain their original drawdown rules.
This limit moves up as your balance increases
It never moves down while the account is active
Before locking, the breach level follows your highest achieved balance and remains a fixed 10% of your initial account size below it. Once you reach 10% profit, the breach level locks at your starting balance
Once you earn 10% profit in the account, the breach level LOCKS at your initial account balance.
After locking, it does not move higher as you make additional profits.
After a payout, the breach level is recalculated and LOCKED at your remaining balance minus 10% of your initial account size.
How it works
Your account initially has a moving “floor” that rises as you make profits.
As your highest balance increases, your breach level moves up with it. If your balance later drops, the breach level does not move back down.
Once you earn 10% in profit, the floor locks at your starting balance. From there, it stays static at that level regardless of further profits until your next payout.
After a payout, a new locked floor is calculated using your remaining balance and the same fixed loss allowance.
Example 1 - Before the lock (before you make 10% profit)
Account size: $10,000
Maximum Loss (10%): $1,000
Starting breach level: $9,000
Highest balance increases to: $10,900
New breach level: $9,900
👉 If your balance hits $9,900 or below, your account is closed.
Example 2 - After the lock (After you make 10% profit)
Initial account size: $10,000
Highest balance reaches: $11,000
Profit achieved: $1,000 (10%)
Breach level locks at: $10,000
If your balance then increases to $12,000, $14,000, or higher, your breach level always remains at $10,000.
👉 If your balance hits $10,000 or below, your account is closed.
Example 3 — After a payout
Initial account size: $10,000
Balance before payout: $14,000
Previous locked breach level: $10,000
Payout Request/Withdraw: $1,000
Remaining account balance: $13,000
After the payout, your breach level is recalculated:
Fixed loss allowance: $1,000 (10% of your initial $10,000 account size)
New locked breach level: $13,000 − $1,000 = $12,000
👉 This new breach level remains locked at $12,000 until your next payout, even if your balance increases.
If your balance hits $12,000 or below, your account is closed.
⚠️ Important
Before locking, the breach level moves up only when you reach a new highest balance. It does not move down when you lose, or rise simply because you recover from a loss.
Once locked, additional profits do not move the breach level higher.
After each completed payout, the breach level is recalculated and locked again.
The loss allowance is always 10% of your initial account size, not 10% of your remaining balance.
These rules apply across both evaluation phases and the funded stage for eligible new 2-Step accounts.
For All Accounts purchased before October 5th - Maximum Loss Limit (Trailing)
Rule
The Maximum Loss Limit is 10% of your initial account size (trailing).
This limit moves up as your balance increases
It never moves down while the account is active
It follows your highest achieved balance, while the Maximum Loss Limit always remains a fixed 10% of your initial account size below that highest balance.
After a payout, your account balance resets, and the trailing loss limit resets with it
How it works
Your account has a moving “floor” that rises as you make profits.
As your highest balance increases, your breach level moves up with it. If your balance later drops, the breach level does not move back down.
Once you receive a payout, however, your account balance is reset and a new trailing loss limit starts from the reset balance.
Example 1
Account size: $10,000
Maximum Loss (10%): $1,000
Highest balance: $10,000
Maximum breach level: $9,000
Example 2
Highest balance: $12,000
Maximum breach level: $11,000
👉 If your balance hits $11,000 or below, your account is closed
Example 3 — After a payout
Initial account size: $10,000
Highest balance reached: $12,000
Previous breach level: $11,000
You receive a payout
Your account balance resets to: $10,000
After the payout, the previous $11,000 trailing breach level is cleared.
Your trailing loss limit resets based on the new $10,000 balance:
Maximum Loss: $1,000
New breach level: $9,000
👉 From this point onward, the trailing limit starts moving again based on your new highest balance.
⚠️ Important
Before a payout, if your balance drops, the trailing limit does NOT reset or move down.
The only time the trailing loss limit resets is after a completed payout, when the account balance itself is reset.
Funded Stage
Once you pass both phases, you move to the funded stage.
No profit target
The drawdown rules applicable to your original 2-Step purchase continue to apply in the funded stage.
You become eligible for payouts
Rewards
The minimum reward is $50, including our split.
Final amounts may vary slightly due to exchange rates and transfer fees.
Reward Rate
Standard Profit Split — 80%
The standard profit split determines how profits are shared between you and FundingPicks.
80% of profits go to you
20% of profits go to FundingPicks
Note: The split applies only to profits generated.
Example
Account size: $10,000
Account balance: $12,000
Profit generated: $2,000
Payout breakdown:
Your share (80%): $1,600
FundingPicks share (20%): $400
Upgraded Profit Split — 90%
The upgraded profit split allows you to keep a larger share of the profits generated on your account.
90% of profits go to you
10% of profits go to FundingPicks
Important: This upgrade must be selected as an add-on during checkout and cannot be applied after purchase.
Example
Account size: $10,000
Account balance: $12,000
Profit generated: $2,000
Payout breakdown:
Your share (90%): $1,800
FundingPicks share (10%): $200
Important: The profit split must be selected during checkout and cannot be changed afterward.
Reward Cycle
Standard Payout Schedule — 14 Days
The standard payout schedule determines how often you can request a payout from your funded account.
Payouts are available every 14 days
The cycle starts from your first settled pick on the funded account
You can request a payout once the cycle is completed and all conditions are met
Note: All picks must be settled before submitting a payout request.
Example
First funded pick placed: January 1st
First eligible payout date: January 15th
You can request your payout on or after this date, assuming all requirements are met.
Upgraded Reward Cycle — 7 Days
The upgraded payout schedule allows you to access your profits more frequently.
Payouts are available every 7 days
Enables faster access to generated profits
Same payout conditions apply as the standard cycle
Important: This upgrade must be selected as an add-on during checkout and cannot be applied after purchase.
Example
First funded pick placed: January 1st
First eligible payout date: January 8th
You can request your payout on or after this date, provided all conditions are met.
Important: The payout schedule must be selected during checkout and cannot be changed afterward.
Note: You must meet all conditions and remain rule-compliant to request payouts.
Key Differences vs 1-Step Challenge Account
Requires 2 phases instead of 1
Lower minimum picks (20 vs 25)
Significantly cheaper
More emphasis on consistency across phases
FAQs
What happens if I break a rule?
Your challenge will be immediately failed.
Do I need to hit the profit target in both phases?
Yes. You must reach the profit target in both Phase 1 and Phase 2 to pass.
Do I need to hit a profit target in the funded phase?
No. The profit target only applies to the challenge phases.