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1-Step Challenge Account

Learn how the 1-step challenge works and what rules you need to follow.

Overview

The 1-Step Challenge is designed for disciplined sports bettors who want a faster path to a funded account.

Account sizes range from $1,000 to $100,000
​(available options: $1K, $5K, $10K, $25K, $50K, $100K).

Unlike the standard challenge, this model requires only one evaluation phase.

To maintain fairness, the performance rules are stricter.


Important Notice

All rules must be followed at all times.

  • Violating any rule → immediate challenge failure

  • Rules apply across both the evaluation and funded stage


Objectives

To complete the challenge phase, you’ll need to hit the profit target, follow the pick rules, and close all active tickets.

Profit Requirement

Profit target — 30% of the initial account size

Your balance needs to hit 30% profit from the start. All tickets must be closed.

Example:

  • Starting Account Balance: $10,000

  • Profit Target: $3,000

Pick Requirements

Minimum picks — 25

Both the Challenge Phase and the Funded Phase require a minimum of 25 picks on a 1-Step Challenge account.
​

You must complete at least 25 valid picks in each phase for the requirement to be met.


Minimum pick size — 1% of the initial account size

Each pick must meet or exceed this minimum to count toward your progress.

Example:

  • Starting Account Balance: $10,000

  • Minimum Pick Amount: $100


Maximum pick size — 5% of the initial account size

Each pick must not exceed this maximum to count toward your progress.

Example:

  • Starting Account Balance: $10,000

  • Maximum Pick Amount: $500


IMPORTANT

These limits are already built into the system — you won’t be able to place picks outside the allowed range, so there’s no risk of breaching these rules by mistake.

You are allowed to use up to 100% of your account balance across your picks, including during the evaluation phase.

However, there is one key restriction:

  • Maximum 5% of your account balance per single pick or parlay / ticket

  • Parlays can only be canceled within 5 minutes of being opened, and never later than 20 minutes before the match or event starts.

    The cancellation window closes as soon as either of these limits is reached.

    Examples:

    • If you open a parlay 18 minutes before the game starts, you cannot cancel it, because the 20-minute pre-game cutoff has already passed.

    • If you open a parlay 23 minutes before the game starts, you only have 3 minutes to cancel it. After that, the game is 20 minutes away and the cancellation window closes.

    If the parlay is successfully canceled within the allowed window, the funds are automatically returned to your account balance.

This means you can fully utilize your balance, but it must be distributed across multiple picks, not concentrated into one position.


Account Violations (Hard Breach)

A hard breach is a serious rule violation that results in immediate account closure.

Maximum Loss Limit (Trailing)

Rule

The Maximum Loss Limit is 10% of your initial account size (trailing).

  • This limit moves up as your balance increases

  • It never moves down while the account is active

  • It follows your highest achieved balance, while the Maximum Loss Limit always remains a fixed 10% of your initial account size below that highest balance.

  • After a payout, your account balance resets and the trailing loss limit resets with it


How it works

Your account has a moving “floor” that rises as you make profits.

As your highest balance increases, your breach level moves up with it. If your balance later drops, the breach level does not move back down.

Once you receive a payout, however, your account balance is reset and a new trailing loss limit starts from the reset balance.


Example 1

  • Account size: $10,000

  • Maximum Loss (10%): $1,000

  • Highest balance: $10,000

  • Maximum breach level: $9,000


Example 2

  • Highest balance: $12,000

  • Maximum breach level: $11,000

👉 If your balance hits $11,000 or below, your account is closed


Example 3 — After a payout

  • Initial account size: $10,000

  • Highest balance reached: $12,000

  • Previous breach level: $11,000

  • You receive a payout

  • Your account balance resets to: $10,000

After the payout, the previous $11,000 trailing breach level is cleared.

Your trailing loss limit resets based on the new $10,000 balance:

  • Maximum Loss: $1,000

  • New breach level: $9,000

👉 From this point onward, the trailing limit starts moving again based on your new highest balance.


⚠️ Important

  • Before a payout, if your balance drops, the trailing limit does NOT reset or move down.

  • The only time the trailing loss limit resets is after a completed payout, when the account balance itself is reset.


Funded Stage

Once you pass both phases, you move to the funded stage.

  • No profit target

  • Same risk rules apply

  • You become eligible for payouts

Rewards

The minimum reward is $50, including our split.
Final amounts may vary slightly due to exchange rates and transfer fees.

Reward Rate

Standard Profit Split — 80%

The standard profit split determines how profits are shared between you and FundingPicks.

  • 80% of profits go to you

  • 20% of profits go to FundingPicks

Note: The split applies only to profits generated.

Example

  • Account size: $10,000

  • Account balance: $12,000

  • Profit generated: $2,000

Payout breakdown:

  • Your share (80%): $1,600

  • FundingPicks share (20%): $400


Upgraded Profit Split — 90%

The upgraded profit split allows you to keep a larger share of the profits generated on your account.

  • 90% of profits go to you

  • 10% of profits go to FundingPicks

Important: This upgrade must be selected as an add-on during checkout and cannot be applied after purchase.

Example

  • Account size: $10,000

  • Account balance: $12,000

  • Profit generated: $2,000

Payout breakdown:

  • Your share (90%): $1,800

  • FundingPicks share (10%): $200


Important: The profit split must be selected during checkout and cannot be changed afterward.

Reward Cycle

Standard Payout Schedule — 14 Days

The standard payout schedule determines how often you can request a payout from your funded account.

  • Payouts are available every 14 days

  • The cycle starts from your first settled pick on the funded account

  • You can request a payout once the cycle is completed and all conditions are met

Note: All picks must be settled before submitting a payout request.

Example

  • First funded pick placed: January 1st

  • First eligible payout date: January 15th

You can request your payout on or after this date, assuming all requirements are met.


Upgraded Payout Schedule — 7 Days

The upgraded payout schedule allows you to access your profits more frequently.

  • Payouts are available every 7 days

  • Enables faster access to generated profits

  • Same payout conditions apply as the standard cycle

Important: This upgrade must be selected as an add-on during checkout and cannot be applied after purchase.

Example

  • First funded pick placed: January 1st

  • First eligible payout date: January 8th

You can request your payout on or after this date, provided all conditions are met.


Important: The payout schedule must be selected during checkout and cannot be changed afterward.

Note: You must meet all conditions and remain rule-compliant to request payouts.


Key differences vs 2-Step Challenge Account

  • Only one evaluation phase

  • Stricter rules to ensure consistency


FAQs

What happens if I break a rule?

Your challenge will be immediately failed.


Do I need to hit the profit target in the funded phase?

No. The profit target applies only to the evaluation phase.


Can I take fewer than 25 picks?

No. You must complete at least 25 picks to qualify.

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