Overview
Instant Funded accounts are designed for sports bettors who want to skip the challenge and start directly with a funded account.
There is no evaluation phase or profit target to pass.
Choose your account, start making picks with our bankroll, and become eligible for payouts by meeting the account’s requirements.
Account sizes range from $1,000 to $50,000.
(available options: $1K, $5K, $10K, $25K, $50K).
Important Notice
All rules must be followed at all times.
Skipping the challenge does not remove the account’s risk rules or payout requirements.
Reaching or falling below the maximum loss limit results in immediate account closure.
Payouts are available only when all eligibility requirements are met.
All active tickets must be settled before submitting a payout request.
Objectives
No Profit Target
Instant Funded accounts have no profit target.
You do not need to reach a specific percentage of profit to pass an evaluation or unlock the funded stage - you start there immediately.
To request a payout, your account must be profitable and meet the minimum pick requirement, largest-win rule, and payout schedule.
Pick Requirements
Minimum picks — 30
You must complete at least 30 valid, settled picks during each payout cycle before requesting a payout.
Completing 30 picks alone does not make you eligible for a payout. You must also meet the other payout conditions.
Once you complete at least 30 valid, settled picks and meet all remaining conditions, you can request a payout.
Minimum pick size — 1% of the initial account size
Example:
Starting Account Balance: $10,000
Minimum Pick Amount: $100
Maximum pick size — 5% of the initial account size
Example:
Starting Account Balance: $10,000
Maximum Pick Amount: $500
IMPORTANT
These limits are already built into the system — you won’t be able to place picks outside the allowed range, so there’s no risk of breaching these rules by mistake.
You are allowed to use up to 100% of your account balance across your picks.
However, there is one key restriction:
Maximum 5% of your account balance per single pick or parlay/ticket
Parlays can only be canceled within 5 minutes of being opened, and never later than 20 minutes before the match or event starts.
The cancellation window closes as soon as either of these limits is reached.
Examples:
If you open a parlay 18 minutes before the game starts, you cannot cancel it, because the 20-minute pre-game cutoff has already passed.
If you open a parlay 23 minutes before the game starts, you only have 3 minutes to cancel it. After that, the game is 20 minutes away and the cancellation window closes.
If the parlay is successfully canceled within the allowed window, the funds are automatically returned to your account balance.
This means you can fully utilize your balance, but it must be distributed across multiple picks, not concentrated into one position.
Largest Win Rule — 25%
Your largest winning pick must not account for more than 25% of your total net profit during the payout cycle.
This requirement helps ensure that your results come from multiple successful picks rather than one unusually large win.
How It Is Calculated
Largest-win percentage = Largest winning pick profit ÷ Total net profit × 100
For this calculation:
Winning pick profit means the profit earned from the pick, excluding the original stake.
Total net profit means your settled winnings minus your settled losses during the payout cycle.
The calculation is made before the 80% profit split.
Exactly 25% meets the requirement.
Example 1 — Requirement Met
Total net profit: $2,000
Largest winning pick profit: $500
Largest-win percentage: $500 ÷ $2,000 × 100 = 25%
You meet the largest-win requirement.
You can request a payout if all other conditions are also met.
Example 2 — Requirement Not Yet Met
Total net profit: $1,000
Largest winning pick profit: $400
Largest-win percentage: $400 ÷ $1,000 × 100 = 40%
You do not yet meet the largest-win requirement.
To bring a $400 largest win down to 25%, your total net profit must reach at least $1,600, as long as no later pick produces a larger win.
$400 ÷ $1,600 × 100 = 25%
Important
Being above 25% is not a hard breach and does not close your account.
It means you cannot request a payout yet. You can continue making picks within the account’s risk limits until you meet the requirement.
Losses reduce your total net profit and can increase your largest-win percentage. A new, larger winning pick can also change the calculation.
The requirement must be met when you request a payout and is assessed separately for each payout cycle.
Account Violations (Hard Breach)
A hard breach is a serious rule violation that results in immediate account closure.
Maximum Loss Limit (Trailing)
Rule
The Maximum Loss Limit is 5% of your initial account size (trailing).
This limit moves up as your balance increases
It never moves down while the account is active
It follows your highest achieved balance, while the Maximum Loss Limit always remains a fixed 5% of your initial account size below that highest balance.
After a payout, your account balance resets, and the trailing loss limit resets with it
How it works
Your account has a moving “floor” that rises as you make profits.
As your highest balance increases, your breach level moves up with it. If your balance later drops, the breach level does not move back down.
Once you receive a payout, however, your account balance is reset and a new trailing loss limit starts from the reset balance.
Example 1
Account size: $10,000
Maximum Loss (5%): $500
Highest balance: $10,000
Maximum breach level: $9,500
Example 2
Highest balance: $12,000
Maximum breach level: $11,500
👉 If your balance hits $11,500 or below, your account is closed
Example 3 — After a payout
Initial account size: $10,000
Highest balance reached: $12,000
Previous breach level: $11,500
You receive a payout of $2,000
Your account balance resets to: $10,000
After the payout, the previous $11,500 trailing breach level is cleared.
Your trailing loss limit resets based on the new $10,000 balance:
Maximum Loss: $500
New breach level: $9,500
👉 From this point onward, the trailing limit starts moving again based on your new highest balance.
⚠️ Important
Before a payout, if your balance drops, the trailing limit does NOT reset or move down.
The only time the trailing loss limit resets is after a completed payout, when the account balance itself is reset.
Rewards
The minimum reward is $50, including our split.
Final amounts may vary slightly due to exchange rates and transfer fees.
Reward Rate
Standard Profit Split - 80%
The standard profit split determines how profits are shared between you and FundingPicks.
80% of profits go to you
20% of profits go to FundingPicks
Note: The split applies only to profits generated.
Example
Account size: $10,000
Account balance: $12,000
Profit generated: $2,000
Payout breakdown:
Your share (80%): $1,600
FundingPicks share (20%): $400
Reward Cycle
Standard Payout Schedule — 14 Days
The standard payout schedule determines how often you can request a payout from your funded account.
Payouts are available every 14 days
The cycle starts from your first settled pick on the funded account
You can request a payout once the cycle is completed and all conditions are met
Note: All picks must be settled before submitting a payout request.
Example
First funded pick placed: January 1st
First eligible payout date: January 15th
You can request your payout on or after this date, assuming all requirements are met.
Note: You must meet all conditions and remain rule-compliant to request payouts.
Key Differences vs Challenge Accounts
No evaluation or verification phases
No profit target
Immediate access to the funded stage
5% trailing maximum loss
30 minimum settled picks per payout cycle
25% largest-win requirement
Fixed 80% profit split
14-day payout cycle
No profit split or payout-cycle upgrades
FAQs
Do I need to pass a challenge on the Instant Funded?
No. Instant Funded accounts start directly in the funded stage.
Is there a profit target on the Instant Funded?
No. There is no fixed profit target, but you must generate eligible profit and meet all payout requirements before requesting a payout.
What happens if I reach the maximum loss limit?
If your balance reaches or falls below the trailing breach level, your account is immediately closed.
Does exceeding the 25% largest-win limit close my account?
No. It just delays your payout eligibility. You can continue making picks within the account’s rules until your largest winning pick represents no more than 25% of your total net profit.
Is the largest-win rule based on my stake or the ticket’s total return?
Neither. It uses the profit earned from your largest winning pick, so its excludes the original stake.